Helpful in HSAS Exam Preparation
Pension рдХреА eligibility рдФрд░ amount рддрдп рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП qualifying service рджреЗрдЦреА рдЬрд╛рддреА рд╣реИред рдиреАрдЪреЗ minimum service, full pension, proportionate pension рдФрд░ rounding рдХреЗ main points рджрд┐рдП рдЧрдП рд╣реИрдВред
Point | .................. | Notes / Conditions | ................ | Vide Rule No. |
|---|---|---|---|---|
Counting qualifying service . | Qualifying service рдХреЛ completed half-year periods рдореЗрдВ count рдХрд┐рдпрд╛ рдЬрд╛рддрд╛ рд╣реИред Remaining fraction 3 months рдпрд╛ рдЕрдзрд┐рдХ рд╣реЛ рддреЛ рдПрдХ additional half-year count рд╣реЛрдЧрд╛ред 3 months рд╕реЗ рдХрдо fraction ignore рд╣реЛрдЧрд╛ред | Rule 30 . | ||
Minimum service for monthly pension . | Monthly pension рдХреЗ рд▓рд┐рдП minimum qualifying service 10 years = 20 half-year periods рд╣реИред Rounding provision рдХреЗ рдЕрдиреБрд╕рд╛рд░ 9 years 9 months рдХреЛ 10 years рдорд╛рдирд╛ рдЬрд╛рддрд╛ рд╣реИред | Rule 32 and Note . | ||
Exception for invalid pension . | Invalid pension рдХреЗ рд▓рд┐рдП minimum 10 years qualifying service рдХреА condition apply рдирд╣реАрдВ рд╣реЛрддреАред | Rule 32, Exception . | ||
Service required for full pension . | Full pension рдХреЗ рд▓рд┐рдП 20 years = 40 half-year periods qualifying service рдЪрд╛рд╣рд┐рдПред Full pension, last emoluments рдХрд╛ 50% рд╣реЛрддреА рд╣реИред | Rule 34(1) | ||
Proportionate pension | Qualifying service 10 years рдпрд╛ рдЕрдзрд┐рдХ, рд▓реЗрдХрд┐рди 20 years рд╕реЗ рдХрдо рд╣реЛ рддреЛ formula рд╣реЛрдЧрд╛: Last emoluments ├Ч ┬╜ ├Ч qualifying half-year periods ├╖ 40ред | Rule 34(2) and illustrations . | ||
Minimum basic pension . | Minimum basic pension тВ╣9,000 per month, рдпрд╛ subsequently prescribed amount рд╣реЛрдЧреАред Minimum pension рдХрд╛ provision, service eligibility рдХреА condition рдХреЛ waive рдирд╣реАрдВ рдХрд░рддрд╛ред рдпрд╛рдиреА pension eligibility рдХреЗ рд▓рд┐рдП required service рд╣реЛрдирд╛ рдЬрд░реВрд░реА рд╣реИред | Rule 34(3) | ||
Maximum basic pension . | Maximum basic pension тВ╣1,12,050 per month рд╣реИ, рдЬреЛ highest emoluments тВ╣2,24,100 рдХрд╛ 50% рд╣реИ; рдпрд╛ subsequently prescribed amount рд▓рд╛рдЧреВ рд╣реЛрдЧреАред | Rule 34(1) . | ||
Rounding of pension . | Final calculation рдореЗрдВ rupee рдХрд╛ рдХреЛрдИ рднреА fraction рд╣реЛ рддреЛ pension рдХреЛ next whole rupee рддрдХ round up рдХрд┐рдпрд╛ рдЬрд╛рдПрдЧрд╛ред | Rule 31 . |
1. Qualifying Service рдХреИрд╕реЗ Count рд╣реЛрдЧреА?
Rule 30 рдХреЗ рдЕрдиреБрд╕рд╛рд░ service рдХреЛ half-year periods рдореЗрдВ count рдХрд┐рдпрд╛ рдЬрд╛рдПрдЧрд╛:
Actual qualifying service | ............... | Half-year periods counted | ................ | Pension рдХреЗ рд▓рд┐рдП counted service |
|---|---|---|---|---|
9 years 8 months | 19 | 9 years 6 months | ||
9 years 9 months | 20 | 10 years | ||
19 years 8 months | 39 | 19 years 6 months | ||
19 years 9 months | 40 | 20 years |
Example: 9 years 8 months рдореЗрдВ 9 years 6 months рдХреЗ рдмрд╛рдж remaining fraction рдХреЗрд╡рд▓ 2 months рд╣реИ, рдЗрд╕рд▓рд┐рдП ignore рд╣реЛрдЧрд╛ред
рд▓реЗрдХрд┐рди 9 years 9 months рдореЗрдВ remaining fraction 3 months рд╣реИ, рдЗрд╕рд▓рд┐рдП рдПрдХ additional half-year count рд╣реЛрдЧрд╛ рдФрд░ service 10 years рдорд╛рдиреА рдЬрд╛рдПрдЧреАред
рдЗрд╕рд▓рд┐рдП 9 years 8 months ordinary monthly pension рдХреА minimum service condition fulfil рдирд╣реАрдВ рдХрд░рддреА, рдЬрдмрдХрд┐ 9 years 9 months rounding рдХреЗ рдмрд╛рдж condition fulfil рдХрд░рддреА рд╣реИред Invalid pension рдХреЗ рд▓рд┐рдП Rule 32 рдХрд╛ exception рд▓рд╛рдЧреВ рд╣реИред
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2. Full Pension рдХрд╛ Example
Vide Rule 34(1)
рдорд╛рди рд▓реАрдЬрд┐рдП:
Last emoluments: тВ╣60,000
Qualifying service: 20 years рдпрд╛рдиреА 40 half-year periods
Basic pension = тВ╣60,000 ├Ч 50% = тВ╣30,000 per month
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3. Proportionate Pension рдХрд╛ Example
Vide Rule 34(2)
рдорд╛рди рд▓реАрдЬрд┐рдП:
Last emoluments: тВ╣60,000
Qualifying service: 15 years рдпрд╛рдиреА 30 half-year periods
Basic pension = тВ╣60,000 ├Ч ┬╜ ├Ч 30 ├╖ 40
Basic pension = тВ╣22,500 per month
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4. Pension Amount рдХреА Rounding рдХреИрд╕реЗ рд╣реЛрдЧреА?
Vide Rule 31
Final calculated pension рдореЗрдВ рдХреЛрдИ рднреА fraction of a rupee рд╣реЛ рддреЛ amount next whole rupee рддрдХ round up рд╣реЛрдЧрд╛ред
Calculated pension | ................. | Rounding рдХреЗ рдмрд╛рдж pension |
|---|---|---|
тВ╣22,500.00 | тВ╣22,500 | |
тВ╣22,500.01 | тВ╣22,501 | |
тВ╣22,500.50 | тВ╣22,501 | |
тВ╣22,500.99 | тВ╣22,501 |
рдпрд╛рдж рд░рдЦреЗрдВ: Qualifying service рдХреА rounding Rule 30 рдХреЗ рдЕрдиреБрд╕рд╛рд░ рд╣реЛрдЧреА рдФрд░ final pension amount рдХреА rounding Rule 31 рдХреЗ рдЕрдиреБрд╕рд╛рд░ рд╣реЛрдЧреАред рджреЛрдиреЛрдВ рдЕрд▓рдЧ calculations рд╣реИрдВред
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